Flat Rate Courtesy Pay

Courtesy Pay Credit Union Software

Courtesy Pay is a service that adds protection to a member’s share draft account. It covers overdrafts, up to an approved limit, in exchange for a flat fee per overdraft transaction. That means, instead of returning a check because of insufficient funds, you pay your member’s check, saving them charges from the merchant, in addition to your insufficient funds fee. It saves the member the embarrassment that an inadvertent overdrawn check can cause. It also helps protect their credit rating.

Data Systems of Texas Southwest credit union management software providers